Solar Flares

Just for the record, I hate Bank of America. They apparently have baboons setting up their programs. I have yet to try to accomplish something beyond basic deposits and withdrawals without ending up in a blind rage.

This time it's because we spent 3 weeks jumping through hoops, faxing various bits of information, and WAITING...always waiting before they told us that we couldn't have a home equity line of credit due to the fact that our home is of the manufactured variety. When asked why it took them so long (and 3 phone conversations with us) to come to this decision, they told us that it was because they had just gotten the paperwork that stated it was a manufactured home. DUH. I could have told them that. If this is something that automatically excludes you, shouldn't it be one of the FIRST things you ask about? I would prefer not to share all my tax info with the baboons running your office just for the fun of it.

Anyway. This all means that we are starting over from step one. Although I now know to ask them if they will work with our manufactured home status right up front. Mikey and I are going around and around on how much of a financial cushion we need to have, who we should talk to next, how much money we really need to borrow, how long it will take us to pay things back, etc, etc, etc. We have several options open to us (none that make us both happy) and I guess I should consider this a learning opportunity. The thing is...I never really WANTED to learn about this crap.

The most frustrating thing about this whole process is that we are just trying to do the right thing. We aren't doing it for the money (we'll be saving a whopping $50 a month). We just want to be doing something that will have a positive effect on our world and our fellow human beings. Using the sun to power things in Southern California is just the RIGHT THING TO DO. Why does it have to be so damn hard??